Social Security death benefits represent one form of the overall areas in which Social Security benefits can be provided for the financial assistance of people. In this regard, Social Security death rules pertain to the ability of some family member of a former beneficiary of the program to receive financial assistance in lieu of that individual following his or her death. In this regard, Social Security death benefits can come in one of two possible forms, as may be represented by the option of survivors benefits, or, as an alternative, that of a one-time lump sum death benefit.
In the latter option for Social Security death coverage, the recipient, as will have to be the spouse of the person who has expired or, in some cases, that person’s offspring, can receive a payment of up to $255, with this being the only time in which a payment will be made. A spouse can accordingly receive one-time Social Security death benefits in the event of cohabitation at the time of death. Alternately, either a spouse or a child in a Social Security death case will be subject to coverage under that person’s monthly earning record.
The alternative form for Social Security death benefits as is represented by the Survivors’ Benefits option can be realized in the event of a Social Security death case for either the spouse of the particular Social Security recipient or her or his parents or offspring, based on their having been financially dependent on the person who died.